Get the peace of mind your family needs with a life insurance policy tailored to your needs
from: $25.00/month
It's time to start living peacefully and without worries
Life Insurance is the transfer of risk to an insurance entity or company through a contract, where you agree to pay the monthly premiums and the company agrees to pay the death benefit (for which you are insured).
Having a life insurance policy not only protects you against a manifest eventuality, but also provides your family and loved ones with economic benefits stipulated within your coverage, which can range from $25,000 to $10,000,000.
In many cases, you yourself could even benefit from these savings when you need them, for example, if you become indefinitely disabled and cannot return to work, or even to cover extremely high costs of treatments that no insurance covers beyond the services it provides.
Protect your home
Most homeowners do not have insurance to protect their mortgage in the event of an unexpected death or a chronic, critical or terminal illness. The wisest thing to do is to leave your loved ones with the protection of not having to pay for your mortgage.
Indexed Life Insurance
These allow your money to grow based on the S&P 500 or better known as the stock market. The interesting thing is that your accumulated money will only participate in the market's rises, not in the market's losses. They are insurance policies that can provide you with a monthly retirement payment completely tax-free. Our Latin immigrants with or without an ITIN number can obtain and own insurance like this.
Policies for children
If you are one of those parents who deposits your children's money in a savings account at the bank, our suggestion is that you start investing that money in an IUL. In these accounts you can withdraw money tax-free for their 15th birthday, for their graduation, university, their first car, a house or business. It also allows them to have an income for their retirement.
Fixed and Indexed Annuities
An annuity is a contract through which an insurer makes a series of income payments at regular intervals of time in exchange for the premium(s) you pay. Annuities are usually purchased as future income after retirement and can provide you with an income that can be paid to you for life.
Not sure if you really need life insurance?
Anyone who has a family, children, and who wants to save for their future, their tax-free retirement, or be fully covered in the event of total disability that prevents them from working due to an unexpected event... needs life insurance.
Also, it is worth noting that the earlier we acquire a Life Insurance policy, the better since there are two factors that influence costs: age and health condition. Therefore, the longer you wait, the harder it will be to be insured, so do it now!
Did you know that 7 out of 10 families lose their financial support, their homes and their savings in less than 1 year?
The other three families have life insurance that protects them.
6980 Aragon Cir. Suite 5 Buena Park, CA 90620help@phplegacypeopleteam.comwww.phplegacypeopleteam.com